skip to main content
Request a call back

Leave your contact details and one of our expert advisers will call you back shortly.

You can also complete our mortgage questionnaire for a more accurate initial response.

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Menu
Aaron Strutt, of Trinity Financial, the broker, agrees that the current range of fixed rates offers unprecedented value but believes that some borrowers should wait for even better deals down the line.

He explains: “The decision to fix or not really depends on what you are doing. If you are buying a property and have a decent deposit, there has rarely been a better opportunity to secure a cheap fixed rate. Most borrowers couldn’t ask for a better selection of mortgages to choose from. Many of the lenders are offering their lowest ever rates and, unusually, their best deals are fixes rather than tracker rates.

“The way that the banks are fighting it out to offer the cheaper mortgages, I would not be surprised if we saw the lowest two-year fixes priced at 1.5 per cent over the coming months, albeit with larger arrangement fees.

“First-time buyer rates in particular are likely to improve, so homebuyers saving up their deposit can expect better rates to come. For borrowers sitting on an SVR, there is no rush to remortgage. Some of the big banks are still talking about lowering their fixed deals even further and pricing managers expect rates to come down even more.”

Click here to view the full story http://goo.gl/QwaEb £

June 8, 2013
Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Need some advice today?

Book a Consultation Mortgage Questionnaire
PageID1