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Investment Banker Mortgages

We can help you to secure an Investment Banker mortgage.

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How much would a £1 million mortgage cost?

Aaron Strutt

If you're looking to borrow £1,000,000 over 30 years with an interest rate of 4.25%, that could cost you £3,541.67 per month on an interest-only mortgage. This rises to £4,919.40 per month on full capital repayment.

Million-pound mortgages & million-pound calculator

Trinity Financial provides a specialist advice and recommendation service to help banking professionals secure best buy mortgages. 

Many of our clients work in the banking industry and they receive a large income, although they are often paid in the form of varying salary and/or bonus and shares. Trinity Financial can assist when the lenders do not understand these payment methods or want to help. 

High-street mortgage lenders use affordability calculators to work out the amount they will lend and it can be difficult to raise the funds you require if your income fluctuates. Trinity Financial will put your application to banks that are more likely to lend and understand the way you are paid. 

In line with changing financial markets, we also have been helping international bank staff just arriving in the UK to secure mortgages. 

Trinity understands the banking sector 

Our advisers understand that the banking sector is particularly fast-moving and many bankers have a limited amount of time when employed in this sector. We will handle your application all the way through to completion and update you throughout the process. 

Many wealthier borrowers are keen to secure interest-only mortgages to reduce their monthly costs. This is something our experts can usually arrange. 

What percentage of a bonus can be used for an Investment Banker mortgage?  

Trinity Financial has access to high street mortgage lenders and private banks accepting up to 100% of bonuses when borrowers have a track record of receiving these payments. Most will accept 50% of bonus income. 

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Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

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Investment Banker Mortgages

Is it possible to use a signing-on bonus or vested stock?  

It is possible to use different types of bonuses for affordability purposes. For example, lenders will accept signing-on bonuses, a mixture of cash payments plus stocks and shares, also deferred or vested stocks. We can even use bonuses for clients who can confirm that a bonus will be paid at a future date. 

These incomes can be used if earned through a previous firm or in another country. If it has been paid in a foreign currency, it may be subject to a “hair cut”.   

Our experts regularly arrange Large Mortgage Loans at higher loan-to-values for bankers using a five-times salary multiple. They can find options if you receive Carry Income to be used on top of basic salaries and bonuses.  

Trinity Financial can help if your bonus is bigger than your basic salary and/or paid in US Dollar or another foreign currency. In the past, we have helped clients with bonuses three times their basic salary.  

How much of a deposit do investment bankers need?  

Banks will typically require a larger deposit of up to 40% to access the most competitively priced rates. Still, it is possible to secure investment bankers mortgages of £500,000+ when they have a 10% deposit. 

Call Trinity Financial on 020 7016 0790 to secure an Investment Banker mortgage. 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting started with Trinity
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Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

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We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

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We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

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years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.