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First-time buyer mortgages

Mortgage lenders are keen to provide first-time buyers again.

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How much can I borrow?

Jatin Shah

If you're looking to borrow £400,000 over 30 years with an interest rate of 4.75%, that could cost you £1,416.67 per month on capital repayment or £1,967.76 on an interest-only mortgage.

Find out how much you can borrow with our mortgage calculator.

Try our Mortgage Calculator

Trinity Financial helps many first-time buyers secure mortgages to get them onto the property ladder. 

Our expert mortgage advisers understand that buying your first property is sometimes a daunting step. It is also something that you want to proceed as smoothly as possible. 

Trinity Financial is happy to explain how the property buying process works and answer any questions you may have. 

Suitable rate and mortgage lenders 

Trinity works out how much you can borrow and takes you through the steps needed to qualify for a mortgage. 

Our mortgage advisers explain the different types of mortgages on offer. Also, they advise on the possible benefits of arranging a longer mortgage term, raising a larger deposit, and the importance of choosing the best lender. 

Many banks and building societies offer specific rates and special incentives to first-time buyers. These can include lower arrangement fees and free property valuations. Trinity Financial can ensure that you benefit from these offers. 

Important factors to consider when choosing your first mortgage include: 

  • Deciding on the period of a fixed or tracker rate. 
  • How the size of your deposit greatly affects the interest rates offered, and
  • A mortgage company's customer service track record. 

All aspects of a mortgage lender's offer should be looked at, including the flexibility of their acceptance criteria and how they treat their customers. 

Ensuring a fast mortgage offer 

Don't let your chosen property slip away because of an avoidable delay in generating a mortgage offer. Trinity Financial approaches mortgage lenders on your behalf which offer fast processing times putting you in the best position to buy. 

Call Trinity Financial on 020 7016 0790 to secure a first-time buyer mortgage. 

Your home may be repossessed if you do not keep up repayments on your mortgage

Get Started

Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert Mortgage Questionnaire
Getting started with Trinity
We'll walk you through the process

Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

Talk to an Expert

We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

Book Consultation

We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

Call 020 7016 0790
years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.