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Let-to-buy mortgages

Turn your property into a buy-to-let while raising the deposit for a new home.

Let-to-buy mortgages have increased in popularity in recent years as more borrowers look to keep their homes as long-term investments. 

Let-to-buy mortgages enable homeowners who have built up equity in their properties to remortgage them onto a buy-to-let. As part of the process, they then release equity to use as a deposit for their new home and our experts then arrange a new residential mortgage to fund the onward purchase. 

Buy-to-let mortgages enable some borrowers seeking let-to-buy's to maximise their returns and benefit from receiving the rental income. They also gain from any future house price increases. 

How many lenders offer let-to-buy mortgages? 

Not all lenders provide let-to-buy mortgages, and they are not available to everyone. To qualify you will need to have sufficient equity in your home to secure a minimum 25% deposit buy-to-let mortgage. You will also need good affordability.  

Some lenders will use the rental income generated from their property to increase the residential mortgage loan size.  

Why use Trinity to secure a let-to-buy mortgage? 

Trinity Financial has arranged hundreds of let-to-buy mortgages. Our experts know exactly which lenders provide the most competitive rental stress test calculations to release the most amount of money. They can also secure a great onward purchase mortgage.  

Call Trinity Financial to secure a Let-to-buy mortgage on 020 7016 0790. 

Your home may be repossessed if you do not keep up repayments on your mortgage

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Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

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Getting started with Trinity
We'll walk you through the process

Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

Talk to an Expert

We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

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We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

Call 020 7016 0790
years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.