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Contractor mortgages

Fulfil your vision with a contractor mortgage.

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Providing mortgages across the UK

Aaron Strutt

Our experts take the time to understand your financial situation and specialise in arranging great mortgages with more generous loan sizes. 

Why use Trinity?

If you are working as a contractor and looking for a mortgage, is it important to use a specialist broker that understands your financial needs. 

Trinity Financial arranges mortgages for contractors whether they operate as sole traders or PAYE, through a limited company or under an umbrella company.  

Our brokers know which lenders to approach to secure the most generous loan sizes, the most competitive rates and the fastest turnaround times. 

Some lenders will use a contactor’s day rate to calculate the maximum loan, while others require a £50,000 minimum income per annum.  

More lenders are targeting contractors because they are often higher earners looking for larger loans. Trinity Financial’s broker typically arranges contractor mortgages' for those with a minimum of 12 months track record, but we have access to lenders providing mortgages based on individual circumstances. 

For IT contractors on any income and other contractors whose income is more than £500 per day or £75,000 per annum: whether employed or self-employed, some lenders will accept the gross value of the contract as evidence of income. 

Call Trinity Financial on 020 7016 0790 to secure a Contractor mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage

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Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

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Getting started with Trinity
We'll walk you through the process

Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

Talk to an Expert

We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

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We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

Call 020 7016 0790
years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.