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£1 million+ mortgage best buys

£1 million+ mortgage rates available with low rates and £999 arrangement fees.

£1 million+ Best Buy Mortgages

Find the lender with the leading rates for million pound plus mortgages.

Trinity Financial's brokers have access to exclusive large loan teams at the leading high street lenders and dedicated contacts at the best private banks. They can get bespoke mortgages agreed at best buy rates with low setup fees and free property valuations.

Click here to use our £1 million+ mortgage calculator to work out how much you can borrow.

Last updated 23 May 2022.

Lender
Rate
Type
Period
Reversion Rate
APRC
Deposit
Fee
More info
HSBC for Intermediaries
Rate
2.54%
Type
Fixed
Period
31-Jul-2024
Reversion Rate
4.04%
APRC
3.6%
Deposit
40%
Fee
£999

Available for mortgages up to £5 million. Suitable for property purchases & remortgages although maximum loan sizes may vary. Book a mortgage consultation.

Santander for Intermediaries
Rate
2.64%
Type
Fixed
Period
02-Aug-2024
Reversion Rate
4.25%
APRC
3.1%
Deposit
25%
Fee
£999

£1.5 million maximum loan size. Available for property purchases and remortgages. Book a mortgage consultation.

Nationwide for Intermediaries
Rate
2.54%
Type
Fixed
Period
3 years
Reversion Rate
4.24%
APRC
3.5%
Deposit
40%
Fee
£999

Cheap three-year rate. £1 million maximum loan size. Book a mortgage consultation.

Clydesdale Bank for Intermediaries
Rate
2.60%
Type
Fix
Period
30-July-2024
Reversion Rate
4.99%
APRC
4.1%
Deposit
35%
Fee
£1,999

The minimum loan size is £1 million and no maximum loan size.

Lender uses profit before tax plus salary for the self employed providing the client has three years figures.

Santander for Intermediaries
Rate
2.69%
Type
Fixed
Period
02-Aug-2027
Reversion Rate
4.25%
APRC
3%
Deposit
40%
Fee
£999

One of the cheapest five-year fixed rates and available for mortgages up to £1.5 million. Suitable for purchases and remortgages. Book a mortgage consultation.

Barclays for Intermediaries
Rate
2.61%
Type
Fixed
Period
31-Aug-2024
Reversion Rate
4.49%
APRC
3.7
Deposit
40%
Fee
£1,999

The minimum loan size is £2 million and the maximum loan size is £10 million. Available for purchases and remortgages. Book a mortgage consultation.

Barclays for Intermediaries
Rate
1.75%
Type
Tracker
Period
Two years
Reversion Rate
4.24%
APRC
3.2%
Deposit
40%
Fee
£999

No early repayment charges. £2 million maximum loan size. Bank of England tracker rate. Available for property purchases and remortgages. Book a mortgage consultation.

HSBC for Intermediaries
Rate
1.99%
Type
Tracker Rate
Period
Two years
Reversion Rate
4.04%
APRC
3.2%
Deposit
30%
Fee
£999

£2 million maximum loan size. Bank of England base rate tracker with no early repayment charges. Rate cheaper if you have a 30% deposit. Book a mortgage consultation.

Get Started

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Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

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How much can you borrow for a £1 million+ mortgage?

Applicant One

  1. £
  2. £

Applicant Two

  1. £
  2. £
  1. You could borrow between

    to

    *subject to meeting the individual lender's criteria.

    • 4.5 x income - The amount most banks and building societies lend to clients.
    • 5 x income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x income - The most generous amount a limited number of lenders provide to wealthier clients and professionals like doctors and lawyers.
Anthony Emmerson
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12
years of experience

Over the last 12 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

24
mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

12,000+
mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.