
£1 million+ Best Buy Mortgages - 23rd November 2023.
Find the lender with the leading rates for million pound plus mortgages or use our £1 million+ mortgage calculator. Our director was recently voted the Best Broker for Large Loans at the British Mortgage Awards 2023!
Trinity Financial has access to exclusive large loan teams at the leading high-street lenders and dedicated contacts at the best private banks.

Available for property purchases. Mortgage is available on interest-only and part interest-only. Remortgage option is slightly higher. £5 million maximum loan size. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a 4.43% fixed rate until five year and then on a variable rate of 7.99% for the remaining 25 years, would require 60 monthly repayments of £5,021.06 followed by 300 monthly repayments of £7,017.07. The total amount repayable would be £2,407,468.60 made up of the loan amount, plus interest (£1,411,943.63) and £999 (product fee), £65 (final repayment charge), £25 (completion fee). The overall cost for comparison is 6.8% APRC representative.

Available for property purchases also on capital repayment or interest-only. Premier customer rate. £2 million maximum loan size. Remortgage rate is slightly higher. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a two-year fixed rate basis at 4.99% and then on the lender's 8.74% standard variable rate for the remaining 28 years. The 4.99% rate would require 24 monthly repayments of £5,234.57 followed by 336 payments of £7,729.10. The total amount repayable would be £2,723,747.28 made up of the loan amount, plus interest (£1,722,607.00) and £899 (product fee), £80 (final repayment charge), £35 (completion fee). The overall cost for comparison is 8.3% APRC representative.

No real maximum loan size. Available for clients seeking £1 million+ mortgages with a 10% deposit. Purchase and remortgage rate. Book a mortgage consultation.
Please contact Trinity Financial on 020 7016 0790 for an individual illustration.

A variable rate which is 0.24% above the Bank of England base rate, currently 5.25%, giving a current rate payable of 5.49%. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,500,000 payable over 30 years, initially on a tracker rate basis for two years at 5.49% and then on the bank's standard variable rate, currently 6.99% for the remaining 28 years, 5.49% would require 24 monthly repayments of £8,507.43 followed by 336 payments of £9,901.62. The total amount repayable would be £3,532,416.64 made up of the loan amount, plus interest (£2,031,032.87) and £1,999 (product fee), £0 (final repayment charge), £17 (completion fee). The overall cost for comparison is 6.9% APRC representative.

The maximum loan size is £1 million. Ten-year fix for mortgages between £1 million and £2 million is 4.78%. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a fixed rate basis at 4.69% and then on the lender's standard variable rate currently 7.99% for the remaining 20 years, would require 120 monthly repayments of £5,175.91 followed by 240 payments of £6,730.57. The total amount repayable would be £2,237,530.00 made up of the loan amount, plus interest (£1,240,915.73) and £999 (product fee), £65 (final repayment charge), £20 (completion fee). The overall cost for comparison is 6% APRC representative.
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£5 million maximum loan size. Available for property purchases and remortgages, also on capital repayment or interest-only. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a fixed rate basis at 5.09% and then on the bank's standard variable rate, currently 6.99% for the remaining 27 years, would require 36 monthly repayments of £5,418.65 followed by 324 payments of £6,551.40. The total amount repayable would be £2,319,036.00 made up of the loan amount, plus interest (£1,322,706.68) and £999 (product fee), £0 (final repayment charge), £17 (completion fee). The overall cost for comparison is 6.9% APRC representative.

An Offset mortgage links an Offset savings account to an Offset mortgage to reduce the mortgage interest payable. Interest on the mortgage is charged on the difference between the mortgage and savings balances, and this interest is paid alongside the monthly capital repayment amount. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a 5.07% fixed rate and then on a variable rate of 7.49% for the remaining 25 years, would require 64 monthly repayments of £5,406.38 followed by 296 monthly repayments of £6,766.22. The total amount repayable would be £2,350,698.87 made up of the loan amount plus interest (£1,353,863.67) and £999 (product fee), £125 (final repayment charge), £8 (completion fee). The overall cost for comparison is 6.6% APRC representative.

£1 million maximum loan size and only for property purchases. Rate rises to 5.04% for mortgages between £1 million and £2 million. Book a mortgage consultation.
Representative example: A capital and interest mortgage of £1,000,000 payable over 30 years, initially on a 4.79% fixed rate for 36 months and then on a variable rate of 7.99% for the remaining 27 years, would require 36 monthly repayments of £5,236.09 followed by 324 monthly repayments of £7,167.07. The total amount repayable would be ££2,511,713.92 made up of the loan amount, plus interest (£1,516,613.93) and £999 (product fee), £65 (final repayment charge), £25 (completion fee). The overall cost for comparison is 7.4% APRC representative.

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