Providing mortgages across the UK
Our experts take the time to understand your financial situation and specialise in arranging great mortgages with more generous loan sizes.Why use Trinity?
Trinity Financial has access to a buy-to-let 4.45% two-year fixed rate for mortgages typically up to £1 million. Call us on 020 7016 0790 for help to secure a mortgage or book a consultation.
- Product Type - Buy-to-let fixed rate for property purchases and remortgages
- Initial rate - 4.45% - How much will it cost?
- Period - Until 31 March 2029
- Deposit - 50%
- After the fixed period, then Bank of England Base Rate +4.34% for the life of the loan (currently 9.59%).
- Arrangement fee - £3,999
- Early repayment charges - Yes, until 31 March 2029.
- Property must have an Energy Efficiency Band of C or above
The APRC applicable on this loan is 7.9%. The actual rate available will depend on your circumstances. Please ask for a personalised mortgage illustration.
Mortgage available on an interest-only and capital repayment.
Representative example: A capital and interest mortgage of £400,000 payable over 30 years, initially on a fixed rate basis until 31 March 2029 at 4.45% and then on the bank's standard variable rate, currently 9.59% for the remaining 25 years, 4.45% would require 63 monthly repayments of £2,013.15 followed by 297 payments of £3,193.86. The total amount repayable would be £1,079,798.87 made up of the loan amount, plus interest (£678,221.03) and £3,999 (product fee), £50 (final repayment charge), £35 (completion fee). The overall cost for comparison is 7.9% APRC representative.
Please note we aim to update this page on a weekly basis. This may not be possible during turbulent financial times due to the increased number of fixed and tracker rate changes.
The information contained within this article was correct at the time of publication but is subject to change.
Your home may be repossessed if you do not keep up repayments on your mortgage