skip to main content
Book Consultation Talk to an Expert Mortgage Questionnaire Mortgage Calculator
Header Image for Buy-to-let mortgage of the week -  16 May 2024

Buy-to-let mortgage of the week - 16 May 2024

Trinity Financial has access to five-year fixes from 4.64% for mortgages between £25,001 and £1,000,000

Open Quote Close Quote

Providing mortgages across the UK

Aaron Strutt

Our experts take the time to understand your financial situation and specialise in arranging great mortgages with more generous loan sizes. 

Why use Trinity?

Trinity Financial has access to a buy-to-let 4.64% five-year fixed rate for mortgages typically up to £1 million. This is for property purchases.

Lower buy-to-let rates are available, but they have percentage-based fees.

Call us on 020 7016 0790 for help to secure a mortgage or book a consultation.

  • Product Type - Buy-to-let fixed rate for property purchases
  • Initial rate - 4.64% - How much will it cost?
  • Period - Until 30 September 2029
  • Deposit - 35%
  • After the fixed period, then Bank of England Base Rate +4.34% for the life of the loan (currently 9.59%).
  • Arrangement fee - £3,999 
  • Early repayment charges - Yes, until 30 September 2029.
  • Property must have an Energy Efficiency Band of C or above.


The APRC applicable on this loan is 7.8%. The actual rate available will depend on your circumstances. Please ask for a personalised mortgage illustration.

Mortgage available on an interest-only and capital repayment.  

Representative example: A capital and interest mortgage of £500,000 payable over 30 years, initially on a fixed rate basis until 30 September 2029 at 4.64% and then on the bank's standard variable rate, currently 9.59% for the remaining 25 years, 4.64% would require 63 monthly repayments of £2,572.97 followed by 297 payments of £4,005.70. The total amount repayable would be £1,356,184.01 made up of the loan amount, plus interest (£856,284.34) and £3,999 (product fee), £50 (final repayment charge), £35 (completion fee). The overall cost for comparison is 7.8% APRC representative.  

Please note that we aim to update this page weekly. However, due to the increased number of fixed and tracker rate changes during turbulent financial times, this may not be possible.

The information contained within this article was correct at the time of publication but is subject to change.

Your home may be repossessed if you do not keep up repayments on your mortgage

Get Started

Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert Mortgage Questionnaire
Getting started with Trinity
We'll walk you through the process

Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

Talk to an Expert

We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

Book Consultation

We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

Call 020 7016 0790
years' experience

Over the last 15 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.