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Country house mortgages

Let Trinity Financial find you a mortgage to buy that special country home

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How much would a £1 million mortgage cost?

Aaron Strutt

If you're looking to borrow £1,000,000 over 30 years with an interest rate of 4.25%, that could cost you £3,541.67 per month on an interest-only mortgage. This rises to £4,919.40 per month on full capital repayment.

Million-pound mortgages & million-pound calculator

Trinity Financial offers an individual and tailored service to help our clients buy stunning country homes. 

Knowing and understanding the country house market is the key to ensuring buyers secure the most suitable mortgages. Our brokers are passionate about arranging finance and consistently help arrange funding for borrowers to buy unique rural homes. 

Mortgage lenders have different acceptance criteria when deciding whether to issue finance on individual properties. Some tighten the rules if properties have land or equestrian facilities. Others can be more flexible if there are outbuildings or commercial elements.

Over the years, we have developed a large panel of banks, niche building societies and private banks, consistently issuing country house mortgages.

Are you buying a property with land? 

Trinity Financial has access to lenders that do not limit the amount of land a property can have. Our experts have helped clients buy homes with ten, twenty and even fifty acres. We also regularly allow buyers to purchase homes with outbuildings, equestrian facilities, and separate properties, which may often be let or used to host weddings.   

We can help you buy a house in the country and access more competitively priced mortgages of over £1 million now that the fixed-rate cost has started to fall.  

Get Started

Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert Mortgage Questionnaire

Country house mortgages

Private bank or standard lender? 

There is a selection of mortgage lenders keen to issue country house mortgages without limits on the number of bedrooms, outbuildings or acreage. Some will also accept homes with commercial uses.  

Trinity Financial brokers have access to private banks keen to issue mortgages and more standard lenders with teams eager to issue bespoke mortgages. To access the lowest rates, borrowers will need a larger deposit, but there are also options for those with a 10 or 15% deposit.

Our country house and country estate mortgage specialists take the time to understand our clients, their finances and the properties they buy. 

Call Trinity Financial on 020 7016 0790 to secure a country house mortgage. 

Your home may be repossessed if you do not keep up repayments on your mortgage

Getting started with Trinity
We'll walk you through the process
1

Contact us and tell us your requirements

You contact one of our consultants over the phone or arrange a time to meet in one of our offices. You tell us what you are looking for and we assess your mortgage and protection needs based on your monthly budget.

Talk to an Expert
2

We'll research and present you with the right options

We collect the information and documentation that the lenders and providers will need. Based on the information supplied, we provide you with illustrations for the most suitable products for your circumstances.

Book Consultation
3

We'll manage your application to completion

On agreement, we then submit the application on your behalf and manage the application and liaise between all involved parties such as estate agents and solicitors. Post-completion, we are available for any questions.

Call 020 7016 0790
14
years' experience

Over the last 14 years we have helped thousands of clients to purchase new homes, secure buy-to-let mortgages and remortgage.

23
mortgage experts

Trinity’s experts will do everything possible to secure the fastest mortgage offers while providing you with regular progress updates.

15,991
mortgages arranged

We consistently arrange fantastically priced fixed and tracker rate mortgages through the leading banks and building societies.