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Case details

Our client wanted us to find him a lender happy to take his more complex income situation into consideration.

As he receives a salary through a pay-as-you-earn role, he runs a limited company as well as other receiving additional disability benefits; he wanted a more approachable lender to help.    

Solution:

Trinity sourced a high-street lender providing us with direct access to its underwriting team. This enabled our broker to explain how the client is paid and how he can afford the mortgage.

We arranged a fast mortgage offer in order to let the client complete his house purchase.

Property: South-west London

Loan amount:  £480,000

Rate: Two-year fixed rate at 2.24%

APR: 4.3%

Lenders arrangement fee: £999

Mortgage term: 20 years

Repayment type: Mortgage taken on an interest-only basis

Loan-to-value: 70%

Reversion rate: Lenders standard variable rate currently 3.99%

Early repayment charge: 3% of the loan amount for two-years 

The actual rate available will depend on your circumstances. Please ask for a personalised mortgage illustration.

If you would like help to secure a mortgage, call Trinity on 020 7016 0790.

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