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Private landlords investing in the property market through limited companies are being offered the same discounted mortgage rates as those purchasing properties in their own names.

Precise Mortgages and Kent Reliance for Intermediaries have launched low rates for landlords buying or remortgaging through limited companies.

Aaron Strutt, product director at Trinity Financial, told The Times: “Percentage-based fees have pretty much disappeared except for limited company buy-to-let deals. It’s likely you will pay more fees.”

Mr Strutt calculated that Precise’s low five-year fixed rate mortgage, which requires a 40% deposit, allows a maximum loan size of upto £963,210, assuming a property makes £3,000 rental income a month. This is more than many other lenders.

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