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Key features:            

  • Buy-to-let remortgage onto 1.83% two-year fix from 4.44% standard variable rate     
  • £600,000 product transfer remortgage without providing full accounts 
  • Client stayed on interest-only and switched deals quickly   

Our client  

Our client had come to the end of his fixed-rate mortgage with his buy-to-let lender, and he had reverted onto the lender’s standard variable rate. After contacting his bank to ask them to swap to a better deal he was told that he would have to find a broker to process the application. 

How did we help?       

The borrower was no longer in contact with his old broker so he searched online for another one and came across Trinity FInancial. Once he spoked to our adviser and went through his financial situation, we confirmed that his existing lender was the most suitable option for him and we could access him a range of rates.  

The lender had great rates, reasonable setup fees and the client would simply need to provide a signed consent form, proof of identification and information on our mortgage fact find document.   

What was the rate?           

A 1.83% rate fixed until 30/04/2023, and after the fixed period it reverted to the banks 4.44%  standard variable rate. The overall cost for comparison is 3.4% APRC. The arrangement fee was £995, and early repayment charges applied. The mortgage had a 10-year term. 

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

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To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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