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For every professional landlord with a thriving property portfolio, there is another who fell into the sector by accident.

Aaron Strutt of Trinity Financial told The Telegraph the potential downsides of being caught out made a buy-to-let mortgage worth choosing if your plan is to let a property.

He explained: “Many of the rates are very cheap and the additional costs may well be worth paying to avoid the potential black mark on your credit report if you are found to be in breach of the rules.”

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