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Virgin Money has unveiled a first-time buyer mortgage that locks borrowers in for at least seven years despite first-time buyers typically living in their first home for less than five years.

Aaron Strutt, product director at Trinity Financial told The Sunday Times: “Increasingly, couples are buying together so they can afford their first home, but unfortunately things don’t always work out.”

First-time buyers typically stay in their homes for four years and five months, according to Lloyds Bank.

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