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Finding the right mortgage is tougher than ever because of confusion over new lending rules and fluctuating deals ahead of a possible Bank rate increase this year.

Mortgage brokers have reported a rise in the number of people seeking help in navigating the home loan maze since new rules designed to curb irresponsible lending came into effect in April.

Trinity's clients pictured in The Sunday Times:

Landlord Amar Riaz, second right, struggled to remortgage his family home directly with a lender

Amar Riaz, second right, struggled to remortgage his family home in Bradford directly with a lender. The broker Trinity Financial got him a deal with Principality building society at 2.09% instead.

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