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Trinity Financial has helped a client to secure a mortgage even though she has been living and working in England for under a month. Our Spanish client works for a multinational company and they have taken a new role within the firm who are relocating to London.

The mortgage lender was happy to accept the application because of the continued employment and contract status. The borrower had a substantial deposit and was keen to get on the property ladder in London as soon as possible.

Case details and solution £300,000 mortgage to top up their large deposit. Property: Three bedroom property built in 1960. Mortgage rate: A two-year fixed rate at 1.95% " taken over a 25 year term to make the monthly repayments more affordable.

Reversion rate: 4% Lender''s arrangement fee: £1,495 APR: The overall cost for comparison is 3.8%. Repayment type: The mortgage has to be taken on a capital repayment basis. Early repayment charges: 3% until 31/12/2015.

Trinity can help: If you have recently arrived in the the UK and you are looking for help to secure a mortgage, call Jed Newton at Trinity Financial on 020 7016 0793 or email enquiries@trinityfinancialgroup.co.uk

September 25, 2013
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