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There are thought to be between 250,000 and 300,000 French people living and working in London and Trinity Financial has helped a host of French nationals to secure a mortgage.

We recently secured a mortgage for French borrower buying a new home in London. He relocated to London four years ago after his company moved its head office.

In order to take advantage of the booming London market he decided to let out his current home and buy a bigger property.

Case details

Property: House in central London valued at approximately £480,000.

Mortgage rate and loan: Approximately £410,000 on a two-year fixed rate at 2.80% taken over a 30-year term. The reversion rate is 5.69%.

Lender''s arrangement fee: £999 and this can be added to the loan amount.

APR: The overall cost for comparison is 5.4%.

Repayment type: Capital repayment mortgage.

Loan-to-value: Approximately 80% of the property value.

Early repayment charges: 3% in year one and 2% in year two. Plus a £199 exit fee.

Trinity can help:

If you are a French national and you would like help to secure a best buy mortgage, call us on 020 7016 0790. You can also email enquiries@trinityfinancialgroup.co.uk

January 13, 2014
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