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Key features:    

  • £500,000 mortgage for couple buying new home
  • 2.05% five-year fix   
  • Four incomes used for affordability purposes including rent from buy-to-let   

Our clients    

Our clients both worked for banks during weekdays and one of thehad additional income generated from a second job working as an accountant. They also owned a buy-to-let property which was rented out.   

Why was it difficult? 

They were looking to borrow as much money as possible using all of their income sources ideally to raise 85of £620,000.  

How did we help?  

Trinity’s broker found a lender offering competitively priced mortgage rates to borrowers, and it was happy to use four incomes including the rent from a buy-to-let property. It provided more than £100,000 more than many of its competitors. The mortgage term was set to 27 years to help lower the monthly repayments. 

What was the rate?    

fixed-rate of 2.05until 30 September 2025. The rate reverts to the lender's standard variable rate of 4.49%. The overall cost for comparison is 3.6% APRC. The arrangement fee was £995 and early repayment charges apply for the full fixed rate term.    

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

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Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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