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Competition is intensifying in the UK mortgage market as one lender cut rates below 1 per cent and another improved the terms for self-employed borrowers, in a sign of growing confidence in the economy and housing market. 

Aaron Strutt, product director at mortgage broker Trinity Financial, told the Financial Times the new deal represented a substantial drop in Hinckley’s existing rates. “It’s quite a reduction for them. Lenders are especially keen for business at the moment.”

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