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Key features:      

  • £800,000 mortgage arranged enabling clients to purchase £1.35 million property 
  • 5.5 times salary for a couple earning over £100,000   
  • 1.59% five-year fix and 40-year term 

Our clients      

Our clients asked for help to secure a more generous income multiple to purchase a £1.35 million purchase. They were accountants working for large companies in London, and their joint income was over £100,000 a year. They also had a large deposit generated from the sale of their property.

Why was it difficult?   

Many of the lenders have temporarily withdrawn their income stretch mortgages recently, so there is a reduced choice of banks and building societies. Our clients also asked for the longest mortgage term possible to reduce their monthly costs.  

How did we help?    

Trinity's broker secured the requested £800,000 mortgage for our clients through a leading bank offering great five-year fixed rates. The term was spread over 40-years, and the mortgage offer was produced within two weeks. 

What was the rate?      

A 1.59% rate fixed until 02/01/2026, and after the fixed period it reverted to the banks 3.35% standard variable rate. The overall cost for comparison is 2.9% APRC. The arrangement fee was £999, and early repayment charges applied. The mortgage had a 40-year term and there was a free basic property valuation.     

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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