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Key features:

  • Applicant paid in euros and working in Germany
  • 1.49% two-year tracker rate
  • £400,000+ mortgage for couple buying new home

Our clients:

Our clients had an offer accepted on a house and wanted a mortgage arranged as swiftly as possible. One of the applicants was Spanish and working for a company in Germany. His partner was British.

What were they looking for? 

They wanted to find a competitively priced tracker rate available to borrowers working overseas and paid in euros.

Why was it difficult?

Most lenders do not accept foreign income, especially when one of the buyers works overseas and returns home every other weekend.

How did we help? 

Trinity's broker approached a bank offering great tracker rates and a good policy for borrowers paid in a foreign currency. The lender provided a fast mortgage offer with the option to make lump sum overpayments.

What was the rate?

A variable-rate, currently 1.49%, which tracks the Bank of England base rate plus 0.74% for 24 months. The rate reverts to the lender's standard variable rate of 4.19%. The overall cost for comparison is 5.1%. There were no early repayment charges and the arrangement fee was £999.

Call Trinity Financial on 020 7016 0790 to foreign income mortgage

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