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  • £3.2 million mortgage on £4 million property
  • Mortgage for high earning banking professionals 
  • Private bank agreed mortgage using large part of bonus income for affordability 

Our clients

Our clients asked for help to secure a higher loan-to-value large mortgage to purchase a property in London. Both of the applicants worked in the banking industry and had good incomes, but one of them received a large part of their salary through bonuses.

How did we help?

Trinity's broker contacted a private bank offering larger mortgage loans to wealthier borrowers often working in the banking industry. The lender provided a five times salary income multiple using the bonus income and the mortgage was agreed on an interest-only basis. 

What was the rate?        

A 2.79% rate fixed for five years, and after the fixed period, it reverted to the banks 3.54% standard variable rate. The overall cost for comparison is 2.6% APRC. The arrangement fee was 1%, and early repayment charges applied. The mortgage reverts onto a Bank of England base rate tracker.  

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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