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Key features:     

  • £1.5 million mortgage secured with 20% deposit  
  • Large property with land  
  • 1.95% two-year fix  

Our clients     

Our clients asked for help to secure a larger mortgage on a property in Surrey after they sold their home in London. The main income earner was a compliance director working at a bank receiving a bonus. 

Why was it difficult?  

Even though they were borrowing around 4.5 times their joint salary, they required a £1 million+ mortgage with a relativity high loan-to-value at a time when many of the banks and building societies had restricted lending. They also needed the lender to accept bonus income. 

How did we help?   

Trinity's broker found a large bank offering particularly cheap two-year fixes, and after submitting the application the mortgage was offered within two weeks. 

What was the rate?     

The mortgage was a 1.95% rate fixed until 31/10/2022, and after the fixed period it reverted to the banks 3.59% standard variable rateThe overall cost for comparison is 3.4% APRC. The arrangement fee was £999 and early repayment charges applied. The mortgage had a 25-year term.    

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation

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Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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