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Key features:      

  • £1,200,000 mortgage for second home purchase  
  • Product ensured client would be chain-free
  • 1.39% two-year tracker rate without exit fees 

Our clients      

Our clients had found a £1.6 million property they wanted to purchase and requested help to secure a £1,200,000 loan with a low rate and no early repayment charges. The couple both had well-paid jobs in the city and wanted to be chain-free so that they could sell their existing property for the best price.

By taking a large loan mortgage without early repayment charges once they sold their existing home, they could pay off a large chunk of the debt without paying fees. They also did not have to wait for a buyer or move at an inconvenient time.

How did we help?    

As they already had a residential mortgage, Trinity's broker approached a lender providing second home mortgages and tracker rates without early repayment charges.

As it was a £1 million+ loan we had access to the bank's high-net-worth team and they were able to agree to the application quickly. The mortgage offer was produced within ten days.  

What was the rate?      

1.29two-year tracker rate and it revertto the banks 3.54% standard variable rate. The overall cost for comparison is 3.2% APRC. The arrangement fee was £999, and early repayment charges applied. The mortgage had a 25-year term and there was a free basic property valuation.     

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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