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Aaron Strutt of Trinity Financial told City AM that rates on two, three, five and 10 year fixed deals will all become cheaper, as the cost of funding comes down and the prospect of a rate rise from the Bank of England looks less and less likely.

“Coventry Building Society has launched a 5 year fixed rate at 2.09 per cent, albeit with a maximum loan value of 50 per cent, so you’d need a 50 per cent deposit to access it, which is quite large.”

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