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Pavel Novak, 47, and his husband, James, 45, are in a property chain that has partially collapsed because of the coronavirus crisis.

They wrote into The Times for help as the couple are trying to sell their £475,000 flat in Shepherds Bush, west London, and have found a cash buyer — a property investor who is ready to exchange. The couple’s purchase of a house in Surbiton, Surrey, however, is in jeopardy because the seller hasn’t found anywhere else to live and is unlikely to be able to look during the lockdown.

Aaron Strutt from the mortgage broker Trinity Financial says that the couple’s mortgage offer could expire if they live in their old flat for another six months. “There is no guarantee it would be extended. If their incomes were reduced, it could be refused. Agreeing to sell your home without an onward purchase agreed is a brave thing to do, given the worldwide pandemic we are facing.”

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