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Trinity''s clients Dan Hatfield and Kate Weaving were featured in an article in The Sunday Times talking about their dream home in Cornwall.

Click here to view the full story and pictures of the property: http://goo.gl/vHsI1B £

About 12,000-15,000 houses are built by private individuals each year, according to the National Self Build Association (NASBA). Unlike a typical mortgage, most self-build loans are released in stages as the build progresses, rather than a lump sum.

The lender will release money to buy the plot usually between 50% and 85% of the purchase price or value of the land and will then provide more funds for the build in stages, from laying the foundations to plastering.

Aaron Strutt of the broker Trinity Financial told The Sunday Times: "If the banks think there is a chance that the build can go wrong, or the client isn''t experienced enough, they will either not fund any further stages of construction, or charge more. With so many of the bigger banks no longer offering self-build mortgages, smaller lenders and development finance companies have been inundated with applications and can pick and choose who they lend to."

If you would like help to secure a self-build mortgage, call us on 020 7016 0790.
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