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Key features:

  • £1.5 million commercial mortgage
  • Property had three shops and six flats in central London
  • 3.44% rate with 20-year term

Our client:

Our client was a professional landlord with a portfolio of properties.

What were they looking for? 

Our client owned a large mixed-use property in central London with three shops and six residential flats above it. He had a bridging loan secured against the property and it needed to be repaid.

Why was it difficult?

Our client went back to the original broker who set up the bridging loan to ask for it to be repaid with a cheaper commercial mortgage. He felt like he was more likely to qualify for a mortgage to repay the loan, but he was offered to switch to another bridging deal.

How did we help? 

Trinity’s broker approached two commercial lenders providing attractive terms. He set up a meeting with one of the banks after discussing the situation and worked with the client to submit the application and get the lending terms agreed.

What was the rate?

3.44% variable rate over a 20-year term with a 1.5% arrangement fee. £1.5 million loan on £5 million property. Early repayment charges apply.

Call Trinity Financial on 020 7016 0790 to commerical mortgage 

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