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Lenders have been cutting low-deposit mortgage rates and easing other restrictions on deals for first-time buyers.

Aaron Strutt from the mortgage broker Trinity Financial, told The Sunday Times: “Borrowers are still paying a premium to access these deals. Low-deposit mortgages are likely to get cheaper over the coming months, especially as the stamp duty holiday finishes and the property frenzy slows down. Lenders may well have to work harder to attract first-time buyers.”

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