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The number of residential mortgage products has increased to more than 5,000 for the first time since March 2008.

According to figures from the Moneyfacts UK Mortgage Trends Treasury Report, there are 5,035 products on the market compared to the 6,192 available back in March 2008.

The report highlights the number of mortgages on offer has increased by 244 month-on-month, and the average two-year fixed rate is 2.52%.

Aaron Strutt, product director a Trinity Financial, says: “Over the last few years the mortgage market has improved dramatically, and lenders have eased their acceptance criteria to try and make it easier to qualify.

“More of the bigger banks and building societies are looking to increase their lending volumes, and there is a lot more competition to attract new customers.”

Back in 2008 just over half (54%) of the mortgage products on the market were fixed rates, compared to 82% this month.

Call Trinity Financial on 020 7016 0790 to secure a mortgage

Source: Moneyfacts.co.uk

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