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Key features:      

  • £785,000 mortgage for client returning to the UK  
  • He had been working in Singapore for multinational  
  • 1.68% five-year best buy fix 

Our client      

Our client asked for help to secure a £785,000 mortgage to purchase a £1.1 million property. He had just returned to the UK after working in Singapore and had started a new banking job in London. He was keen to get his mortgage agreed quickly, so he did not have to rent a property. 

How did we help?    

Trinity’s broker applied to a large bank happy to provide mortgages to borrowers who have not been in their role for three months by working off the contract. The lender applied a five times salary income multiple.

We secured a leading five-year fix with the option to make ten per cent overpayments each year without charge, and the offer was produced within ten working days. 

What was the rate?      

1.68five-year fixed rate and it revertto the banks 3.59% standard variable rate. The overall cost for comparison is 2.9% APRC. The arrangement fee was £999, and early repayment charges applied. The mortgage had a 25-year term.     

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

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To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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