If your current mortgage deal ends in six months, a year or even further away, you can register your details with Trinity Financial and we will help you plan ahead.
Simply tell us your name, telephone number and when your current mortgage deal ends.
We can then arrange a call with you, understand your plans and make sure your mortgage is reviewed at the right time rather than leaving it until the last minute.
Register your mortgage end date
By submitting your details, you are asking Trinity Financial to contact you about your mortgage and future remortgage options.
Get organised well before your mortgage deal ends
Many borrowers arrange a mortgage and then do not think about it again until their fixed or tracker deal is almost finished. Registering your mortgage end date with Trinity Financial means you can get organised much earlier.
Your deal may not finish for another year or two, but knowing when it ends gives you time to think about what you may want from your next mortgage. You might simply want to secure another competitive rate, or your circumstances and plans may be very different by the time your current deal finishes.
We can contact you at the right time
There is no need to wait until your mortgage deal is about to end before speaking to a broker.
Once we have your details, one of Trinity Financial's mortgage brokers can speak to you about your current mortgage, your plans and when it is likely to make sense to review the market properly.
As your mortgage end date gets closer, we can assess the available rates and lending criteria and help you understand your options.
This may include comparing a new deal from your existing lender with remortgage products available from other banks and building societies.
Get started with us today
Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.
Book a Consultation Talk to an Expert Mortgage QuestionnaireBook a call for your remortgage
Why is it useful to plan ahead?
Mortgage lenders often allow remortgage offers to remain valid for several months, and some offers can last for around six months.
This means borrowers can often start preparing for a remortgage well before their existing deal finishes.
Product-transfer windows with an existing lender can sometimes open much later, so reviewing the wider market early can provide more options.
Planning ahead can also be particularly useful if you expect your next mortgage to involve more than simply switching from one rate to another.
Trinity's brokers can book you a rate early and potentially protect you from rate rises, also switch you to cheaper rates if and when they are available.
Your mortgage needs may change
By the time your current deal ends, you may want to:
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Raise money for home improvements or an extension
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Borrow additional funds
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Move to a mortgage with more flexible overpayment options
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Find a mortgage with lower or no early repayment charges
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Add someone to the mortgage
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Remove someone from the mortgage
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Change the mortgage term
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Switch part of the mortgage to interest-only or part of it to interest-only
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Restructure your borrowing following a change in income or circumstances
These types of changes can involve additional affordability checks, underwriting or legal work.
Starting the conversation early gives you more time to understand what may be possible.
What happens after I register?
Once you submit your mortgage end date and contact details, Trinity Financial can arrange a call with you. We can discuss your current mortgage, what you may want to do in the future and when it would be sensible to review the market in more detail.
Closer to your mortgage end date, our brokers can assess the rates and criteria available at that time and help you compare your options. This may include your existing lender's product-transfer rates as well as remortgage deals available elsewhere.
Stay one step ahead of your mortgage
Mortgage rates, affordability rules and lender criteria can change considerably over one or two years.
Registering your mortgage end date now means you do not have to rely on remembering to start the process later. Instead, you can plan ahead and have a conversation with a mortgage broker at an appropriate time.
Whether your current mortgage ends in six months, 12 months, two years or further into the future, Trinity Financial can help you stay organised and prepare for your next mortgage.
Tell us when your mortgage deal ends and let us help you plan ahead.
Your home may be repossessed if you do not keep up repayments on your mortgage.