Trinity's client Phoebe Walker interviewed by The Times about her journey to get on the property ladder aged 24

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Trinity Financial's client, Phoebe Walker, is one of a growing number of people in their twenties who are bucking the trend regarding homeownership.

The Times' Ali Hussain interviewed her about her experience saving money and getting on the property ladder at 24.

Phoebe saved £55,000 over six years. She started by saving £500 a month, rising to £1,200 as her salary increased. She paid her parents £400 a month in rent, but they helped her out by saving £300 of this for her. Last month, this enabled her to buy her home, a £272,000 two-bedroom flat in Ware, Hertfordshire. Her mortgage was arranged through Nationwide for Intermediaries and the Helping Hand mortgage.

Phoebe told The Times: “I was determined to get on to the ladder as soon as possible. I obviously benefited from living with my parents, and they gave me back a lot of the rent I paid, but otherwise did not give me money for the deposit. They have promised to buy me a sofa when I move in though.”

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The information contained within was correct at the time of publication but is subject to change.

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