The Times - ‘A false parking fine cost me a mortgage’

When Eren Mehmet, 28, was sent his first parking ticket in 2018 for a car park he had never visited, he was confused. Another 50 demands followed for unpaid tickets and London Congestion Charge notices.

Mehmet insists that the tickets were racked up by fraudsters who cloned his number plate and used it on their vehicle. He said he successfully defended nearly all of them by proving that the vehicle wasn’t his, but unknown to him, one ticket remained unpaid.

Analysis by the RAC motoring group found that in the nine months to the end of September 2025, parking companies issued over 13 million fines, compared with 14.4 million recorded across the whole of 2025. The RAC estimates that the total for 2025 could be 17 million

Aaron Strutt from Trinity Financial told The Times: “Missed payments often transfer automatically to the credit reference agencies, and red marks are put on credit files pretty quickly. Having a county court judgment is often pretty disastrous when it comes to qualifying for a cheap mortgage rate.” 

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