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Skipton launches its lowest ever 2-year fix

Aaron Strutt Image

Skipton Building Society has launched its lowest ever two-year fixed rate mortgage for property purchases.

The rate is as low as 1.36% and it has a £995 arrangement fee.

Borrowers will need a 50% deposit to access this mortgage and if you are looking to remortgage, Skipton will increase the rate by 0.14%.   

Aaron Strutt, product manager at Trinity Financial, says: “Skipton's rates are only marginally more expensive if you have a smaller deposit and they still offer interest-only. They can lend up to five times income if you have a good credit score and their maximum loan size is normally £1 million.

“The lenders have continued to lower their rates after the Christmas break and if you have a good deposit there are some fantastically low rates available.”

After the fixed rate period the mortgage reverts to the lenders standard variable rate, currently 4.99%. The APR is 4.7%.

If you would like help to secure a mortgage, call Trinity on 020 7016 0790.

As seen in
sunday times telegraph financial times bbc news the express the times
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