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Nationwide Building Society has lowered the price of its fee-free short-term mortgage available up to £2 million.

The lender’s two-year fix for mortgages between £1 million and £2 million doesn’t have an arrangement fee and it is priced at 1.99%. The overall cost for comparison is 3.6% APR.

After the fixed rate period, Nationwide’s mortgages revert to its standard variable rate, which is currently 3.99%.

Aaron Strutt, product manager at Trinity Financial, says: “There is a lot of competition between the lenders although Nationwide has some attractive rates.

“They offer generous income multiples and may potentially take 100% of bonus income into consideration for a mortgage.”

The building society also offers a two-year fixed rate at 1.59% and it is available for mortgages up to £1 million. The overall cost for comparison is 3.6% APR. There is a £999 arrangement fee, although it is reduced to £499 for first-time buyers.

There is a free property valuation and legal fees service for remortgages and early repayment charges apply for the first two-years.

If you would like help to secure a large mortgage loan, call Trinity on 020 7016 0790.

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