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Barclays is the latest lender to improve its bonus income policy following a change from one of its major competitors last week.

Barclays previously excluded bonuses for mortgage affordability purposes unless they were paid monthly, prompting many applicants to apply elsewhere for finance.  

The new policy is much better as it enables borrowers to raise more money if their bonus makes up a larger proportion of their salary.

NatWest for Intermediaries has also made improvements and will now accept up to 50% of any annual bonus income. This is an increase from a rather minimal 25% considered before.

Most lenders will take 50% of any annual bonuses into account. However, Investec will consider lending up to 100% of any bonus income providing clients have a track record of receiving the payments.  

For help to secure a bonus income mortgage, call Trinity on 020 7016 0790.

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