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More banks and building societies have started offering 10% deposit mortgages again, boosting the options available to first-time buyers. 

Figures from Moneyfacts.co.uk show the number of 10% deposits rates increased from 160 at the start of January to 277 last week (February 12). The cheapest fixes are available through Platform, Nationwide, HSBC, and Barclays and they are priced just below 3.25%. 

Our brokers are still speaking to many first-time buyers with smaller deposits who are eager to get on the property ladder, but we tell them they will need a 15% deposit to get more competitively priced rates.  Thankfully there are more options available to them; even if getting on the property ladder may be more costly for the first few years.

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation

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