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The cheapest two-year fixed-rate mortgages are edging closer to the 1% mark as lenders improve the pricing on their super-low deals.

Trinity Financial has access to NatWest for Intermediaries sub-1.20% two-year fix available to borrowers purchasing a property or remortgaging. It has a £995 arrangement fee.

Applicants will need a 40% deposit to qualify and be borrowing between £25,000 and £10 million.

Aaron Strutt, product director at Trinity Financial, says: "If the lenders keep on lowering their prices at the same rate, we are likely to have two-year fixes priced around 1% over the next few months. 

"As many of the lenders offering the best deals have returned to the interest-only market, it is possible to access large mortgages with particularly low monthly payments."

Buy-to-let mortgages

There is not much of a premium to pay for many of the cheapest buy-to-let mortgages and our brokers have access to a host of sub-2% buy-to-let five-year deals.

Source: Trinity Financial   

Call Trinity on 020 7016 0790 to secure a mortgage or book a consultation

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