The i - Nationwide and HSBC to cut mortgage rates - with 3.5% new cheapest deal available
Two more mortgage lenders have announced cuts to their rates as banks continue a price war to attract customers. Nationwide and HSBC are the latest in a slew of lenders who have cut rates at the start of 2026.
Aaron Strutt, product and communications director at brokerage Trinity Financial, told The i Nationwide and HSBC’s moves were “good news for borrowers”.
“We expected to start this year with the lenders cutting their rates and making them more attractive to borrowers and that’s exactly what is happening,” he said.
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