Barclays introduces 15-minute mortgage application system for brokers

by Aaron Strutt

Aug 14 2025

Barclays has introduced a new mortgage application online submission system enabling brokers like Trinity Financial to secure faster mortgages. 

The bank says the new process is a “more intuitive, streamlined application journey where information flows seamlessly, meaning no rekeying, less friction and a significantly reduced admin requirement”.  

It adds that broker application times have been reduced by up to two-thirds, “with early adopters completing cases in just 15 minutes, on average”. 

The upgraded system also shows brokers real-time updates, alerts, and “visibility over each stage, whether working solo or as part of a team”.  

The lender says its upgrade focused on three areas: 

• Affordability calculator — redesigned with clearer, more streamlined questions and a modern, easy-to-use interface. 

• Agreement in principle — created specifically for brokers and features downloadable agreement-in-principle certificates 

• Application journey — rebuilt to be faster and simpler, with fewer questions and improved document uploads, featuring drag-and-drop functionality.

Aaron Strutt, product director at Trinity Financial, says: "We can submit an applicant once we have all of the documents we need from our clients. The list is often quite long, but once we have all of the information, we often do not need to ask for anything else."

How long does it take for Barclaus to produce an offer via brokers?

Barclays can be very quick at producing mortgage offers and consistently offer them within a day when applicants have a straightforward financial situation. It often takes a week or two on average to get a Barclays mortgage offer.

Should you use a broker to get a Barclays mortgage?

1. Access to Exclusive Rates

• Brokers often have access to broker-only deals and preferential rates that Barclays doesn’t advertise to the public.

2. An Increased Chance of Approval

• Barclays has specific affordability checks and criteria that can be difficult to navigate, and Trinity's brokers use the Barclays affordability calculators every day to get the mortgage loan sizes our clients need. 

• A broker will know exactly how Barclays underwrites applications and how to present your case (especially for high earners, self-employed applicants, or those with complex income structures).

3. Time-Saving & Stress-Free

• Instead of multiple meetings, paperwork, and chasing updates, a broker manages the process end-to-end.

• Trinity Financial’s team deals directly with Barclays underwriters and case managers, so you don’t have to.

4. Expertise With High-Value Mortgages

• If you’re borrowing £500,000+ or £1m+, you’ll want a team used to handling large loan applications.

• Trinity regularly arranges mortgages in this range and understands the nuances Barclays applies to wealthier or professional clients.

5. Options Beyond Barclays

• Even if you have a strong preference for Barclays, a broker will check whether another lender offers a better deal.

• Sometimes, a similar product elsewhere comes with better flexibility (offset features, overpayment allowances, shorter tie-ins).

6. Personalised Advice

• Barclays staff can only advise on Barclays products.

• A broker compares Barclays alongside its competitors, making sure you’re not missing out on a more suitable structure. 

7. Faster Resolution of Issues

• If there’s a snag (e.g., valuation problems, income verification, unusual property type), a broker often has direct escalation channels inside the bank.

• This can get applications pushed through more quickly than a customer applying alone.

Call Trinity Financial on 020 7016 0790 to secure a Barclays mortgage, submit a questionnaire or book a consultation 

The information contained within was correct at the time of publication but is subject to change.

Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage