Best private banks offering mortgages for high-net-worth and ultra-high-net-worth individuals (UHNWIs)

by Aaron Strutt

Jan 01 2025

Do the biggest private banks give mortgages?

Most of the large private banks issue larger mortgage loans to wealthy clients, and while publicly they prefer to issue larger mortgage loans, in many cases, they will provide smaller mortgages to existing clients. 

High street mortgage lenders and private banks can issue £1 million+ to £10 million+ mortgages to purchase prime London properties, homes on the French Riviera, as well as country estates. The trick is to approach the lender offering the most competitively priced rates and setup fees.

The most popular private banks can vary depending on the country and the criteria used (assets under management, number of clients, reputation, etc.). However, globally, the most popular and prestigious private banks—especially those catering to high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs)—include:

Top Global Private Banks for 2024–2025 include:

1. UBS (Switzerland)

• Largest private bank in the world by assets under management (AUM).

• Known for personalised wealth management and global reach.

2. Credit Suisse (Switzerland)

• Now owned by UBS (post-2023 acquisition), but still recognized for its legacy in private banking.

• Strong in international wealth services.

3. J.P. Morgan Private Bank (USA)

• High reputation in the U.S. and globally.

• Offers elite services for UHNWIs with access to exclusive investment opportunities.

4. Citi Private Bank (USA)

• Global footprint with services in over 100 countries.

• Strong with institutional-level services for wealthy individuals and families.

5. Goldman Sachs Private Wealth Management (USA)

• Ultra-exclusive, catering to clients with $10M+ in investable assets.

• Strong investment expertise and innovation.

6. Morgan Stanley Private Wealth Management (USA)

• Strong presence in North America and growing internationally.

• Combines investment management and private banking.

7. HSBC Private Banking (UK/Hong Kong)

• Particularly popular in Asia and the Middle East.

• Strong in cross-border wealth solutions.

8. RBC Wealth Management (Canada)

• Top player in Canada, also with strong U.S. and global operations.

• Focus on personalized advice and North American clients.

9. Deutsche Bank Private Bank (Germany)

• Well-known in Europe and Asia.

• Offers both wealth management and investment services.

10. Julius Baer (Switzerland)

• Independent Swiss private bank with a long-standing reputation.

• Focused exclusively on private banking and wealth management.

Source: EasyGlobalBanking.com

Call Trinity Financial on 020 7016 0790 to secure a high-net-worth or ultra-high-net-worth mortgage, book a consultation, or complete our mortgage questionnaire. 

The information contained within was correct at the time of publication but is subject to change.

Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage