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Three incomes used to secure first-time buyers with 10% deposit mortgage

Aaron Strutt Image

Trinity Financial recently arranged a mortgage to help three first-time buyers to get on the property ladder.

Our clients were a brother and sister who wanted to buy a house, so they did not have to rent anymore, but they struggled to borrow enough money.

After being unsure what to do, they decided to ask a long term friend to go on the mortgage application to boost their maximum borrowing. He would also be living in the property.

They had found a three-bedroom property they liked and were keen to get the mortgage arranged as quickly as possible. 

What did our clients need? 

Our clients wanted us to find a lender offering a competitively priced five-year fix and an income multiple of roughly 4.75 times three salaries. 

How did we help?   

It is still unusual for borrowers to contact us to ask for a three-income mortgage, although we know which lenders to approach when the enquiries do come through.

Trinity’s broker approached a building society with a good reputation for providing 10% deposit three income mortgages. The provider was happy with the applicants and their finances and provided a mortgage offer within three weeks. 

Call Trinity Financial on 020 7016 0790 for help to secure a mortgage or book a consultation   

As seen in
sunday times telegraph financial times bbc news the express the times
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