£770,000 mortgage offered in two days for couple buying townhouse

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What was the situation?

Our clients asked for help to secure a fast £770,000 mortgage to purchase a townhouse in Surrey. They had a buyer for their current property and a £130,000 deposit.

What was the issue?

They were looking for a lender to offer a five times joint income mortgage and use their bonus income for affordability purposes. They also wanted a competitively priced rate and a longer term to minimise their monthly repayments.

What was the process?

After sending over their payslips so we could see their PAYE income, our broker searched the market for the most generous lenders.

At the time of the mortgage application, lenders were constantly changing their rates, although we found one large high-street bank that would offer terms and a competitively priced five-year fix. Just before the mortgage was due to complete, the rate was switched to a two-year fix because our clients felt it offered better value for money.

What was the solution and mortgage rate?

After our client submitted all the needed forms and the application was sent to a large bank, a mortgage offer for £770,000 was issued within two days on full capital repayment over a 39-year term.

They could also make 10% overpayments each year without charge, enabling them to make lump sum overpayments.

Lending solutions with Trinity Financial

Are you looking to buy a property with land and require expert advice? We’re here to help you find a solution – no matter how complex your circumstances.

At Trinity Financial, our expert brokers have extensive experience providing creative solutions to secure mortgages for our clients.

We work closely with our trusted network of private banks and high street and specialist lenders to arrange bespoke mortgages to suit your circumstances.

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation

The information contained within was correct at the time of publication but is subject to change.

Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage

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