
£700,000 mortgage on super cheap rate ported to new home with £250,000 top up
What did they do for a living? One of our clients is an IT Director, and his partner is a homemaker.
They had found a new home to buy and had their offer accepted. They wanted to take their existing £700,000 mortgage with them, using the porting facility, and borrow an additional £250,000.
Why did they need your help? They were existing clients and our broker arranged the original mortgage for them. They wanted help with the porting process, application and advice on the rate for the top-up loan part.
Did you struggle to find a lender? No, as porting made more sense. They had such a cheap rate that it would have been a real shame not to take it with them to their new home.
Was the rate particularly good? Ported £700,000 existing rate that was below 1% fixed until 30/11/26 and additional borrowing of £250,000 on a sub-3.90% two-year fix.
How long did it take to produce a mortgage offer? It took just over two weeks for the mortgage to be offered by their existing lender.
Lending solutions with Trinity Financial
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The information contained within was correct at the time of publication but is subject to change.
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