
£400,000 mortgage for junior doctor based in the Isle of Man buying in London
Trinity Financial recently helped a couple buying their first home to secure a £400,000 mortgage to purchase a £500,000 flat in London.
Did they have a complex situation?
One of our clients is a junior doctor based in a hospital on the Isle of Man and his partner worked in London but was on a visa.
When he finished his training on the Isle of Man, he planned to move in with his partner in London. But for the time being, he would return home and stay in the flat every month.
His partner was not British and was in the country on a visa without indefinite leave to remain.
This application was more complex because the Isle of Man is not part of the UK and that's an issue for most lenders. Another broker said they could not do the deal because it was not possible!
Was the rate particularly good?
4.07% two-year fixed rate. The couple thought interest rates were going to come down over the medium term and did not want to lock into a five-year fix.
How long did it take to produce the mortgage offer?
It took two weeks to produce the mortgage offer once the application was submitted.
Lending solutions with Trinity Financial
Are you looking to buy a property and require expert advice? We’re here to help you find a solution – no matter how complex your circumstances.
At Trinity Financial, our expert brokers have extensive experience providing creative solutions to secure mortgages for our clients.
Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation
The information contained within was correct at the time of publication but is subject to change.
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