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Santander has confirmed its policy following the recent announcement from UK Finance to extend mortgage offers. 

The bank has said that all borrowers at pre-exchange of contacts will automatically be granted a two-month mortgage offer extension to enable them to complete if their applications were submitted prior to 9pm on Tuesday 31 March. 

Any cases submitted from 6am on Wednesday 1 April will not be eligible for the two-month mortgage offer extension and these cases will be processed in line with our existing offer validity.   

For post-exchanges of contracts, all mortgage offers will be granted a three-month extension to enable them to complete.  

Last week UK Finance announced that lenders should give customers impacted by Covid-19 who have exchanged contracts the option to extend their mortgage offer for up to three months to enable them to move at a later date. 

Source: Santander

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