NatWest eases buy-to-let mortgage criteria to attract portfolio landlords

Aaron Strutt Image

NatWest for Intermediaries has made a host of policy changes to make it easier for landlords to qualify for its buy-to-let mortgages.

The bank has increased the number of buy-to-let properties a landlord can own from four to ten. It has also raised the maximum aggregate loan from £2 million to £3.5 million.

Aaron Strutt, product director at Trinity Financial, says: “There is a considerable amount of competition in the buy-to-let market and lenders are easing criteria to attract more landlords. 

“NatWest allows landlords to borrow £1 million+ mortgages and use their personal income to 'top-slice' if the rent is not sufficient to secure a large enough loan.”

The bank has lowered the price of its already competitively priced two and five-year broker exclusive rates. It has also reduced the current £50,000 minimum qualification income for aggregated borrowing over £1 million to £25,000.

Call Trinity Financial on 020 7016 0790 to secure a buy-to-let mortgage

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