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Many of the lenders that initially pulled out of the 10% deposit mortgage market have returned over the last few weeks. 

Barclays, Coventry for Intermediaries, Halifax, HSBC for Intermediaries and NatWest, are the latest lenders to provide low deposit rates again after initially withdrawing when the coronavirus pandemic hit. 

If you are planning to purchase a property and you have a 10% deposit the mortgage rates are not as cheap as they used to be, but they are getting better. Many of the lender's low deposit mortgages have a maximum loan size of £500,000 and they are still mainly available to first-time buyers.

Aaron Strutt, product director at Trinity Financial, says: "While some lenders have been offering first-time buyer low deposit mortgages for a few months, it has taken the likes of Halifax and NatWest longer to return."

Call Trinity Financial on 020 7016 0790 to secure a first-time buyer mortgage or book a consultation 

FAQs

Which lender has the lowest 10% deposit mortgage?

Coventry for Intermediaires is offering the most competitively priced two-year fix if you have a 10% deposit.

The rate is 3.29% fixed until 31 March 2023 and there is a £999 arrangement fee. After the fixed period the mortgage reverts onto the lender's standard variable rate if you do not remortgage and the APRC is 4.3%. 

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To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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