Halifax for Intermediaries has raised its maximum income multiple to five times salary for both single and joint applications.
Borrowers will need to earn between £25,000 and £75,000 to qualify, and they will require a 25% deposit.
For those earning more than £75,000 with a 25% deposit, the maximum loan is also now available at five-times salary, including mortgages over £750,000.
Aaron Strutt, product director at Trinity Financial, says: "Halifax is the UK’s biggest mortgage lender and it has been keen to increase its income multiples for a long time. Most of its competitors have been offering five-times salary mortgages for years."
Like other lenders, Halifax's income multiples are calculated using the size of the deposit, credit score and the mortgage loan size.
If you have a deposit of between 25% and 15% and earn more than £75,000 - Halifax has capped the maximum loan at £750,000.
Scottish Widows Bank (also part of Lloyds Banking Group) has made changes and increased its income multiples.
For help to secure a five times salary mortgage call Trinity on 020 7016 0790