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Barclays has changed its lending policy to make it easier for borrowers to qualify for its five times salary mortgages.

The bank has lowered the income requirement for five times income multiples from £45,000 to £30,000. Applicants will need a 20% deposit to qualify and pass the mortgage affordability commitment.

Earlier this year Barclays reduced the minimum income requirement for five times salary multiples from £55,000 to £45,000.

Aaron Strutt, product director at Trinity Financial, says: "More of the lenders are offering generous income multiples, particularly for applicants earning over £75,000 with a limited amount of credit commitments. The typical income multiple is 4.5 times salary with many banks and building societies."

Call Trinity Financial on 020 7016 0790 to secure a 5x salary mortgage

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